If you have been an avid reader of this blog, you have probably read about our monthly grocery budget. This might surprise you, but different from the average bank customer, I meet my ATM only once a month.
You see, I know that this ATM around the corner from where we live does not give me my money for free. No, it slows down my ship to the golden shores by reducing the members of my rowing team. It is like a downsizing cycle in a company, do it once, know the exact number of employees that have left, and concentrate on moving your company forward.